Here’s the truth: Recoverable depreciation isn’t as simple as “you get it when you finish the job.” Policy language has evolved. Timelines have changed. And what used to be automatic… now depends entirely on what you can prove. Mat breaks down how recoverable and nonrecoverable depreciation really work, why you shouldn’t assume anything about “always ACV” or “always RCV,” and what to do if you’ve already missed the 180-day window. It’s not about fighting the carrier—it’s about understanding the
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