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The world of beneficiary designations.
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A beneficiary designation form, not a will, is often the most important document for ensuring assets are properly distributed after death. Despite only 24% of Americans having a will, according to a 2025 Caring.com survey, experts stress that beneficiary forms determine where IRAs, 401(k)s and life insurance payouts actually go. CNBC's Sharon Epperson explains. Read more: cnb.cx/3Vy1XpE | CNBC
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If your account has a beneficiary designation, that means that as long as you do, choose a beneficiary that item will bypass probate and upon your death, immediately be eligible to go to your beneficiary, but if you failed to list a beneficiary that will go to your estate and be divided, according to your will Click here for my FREE cheat sheet, workshop, and more! linktr.ee/medicaremama | The Medicare Family
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