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🏡 Thinking About an Adjustable-Rate Mortgage? Read This First. An Adjustable-Rate Mortgage (ARM) can be a smart tool—or a risky one—depending on how well you understand it. Here’s a quick, educational breakdown to help you decide if it fits your home-buying plan 👇 🔹 What is an ARM? An ARM starts with a lower fixed interest rate for a set period (often 5, 7, or 10 years). After that, the rate adjusts periodically based on market conditions. 🔹 Why some buyers choose ARMs: ✅ Lower initial month
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