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RETIREMENT in the PNP: Optional vs. Mandatory Retirement is a major decision, whether you choose optional retirement after 20 years or mandatory retirement at age 56. Each has its benefits and challenges, and finding balance means planning ahead. Optional Retirement: Early Freedom Optional retirement lets you leave after 20 years of service, often in your 40s or 50s. Pros: • Freedom Early: Retire young to start a business, farm, or spend time with family while still healthy. • Less Stress: Escap
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