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Nicole Lapin on Instagram: "Comment RICHKIDS (one word) and I’ll DM you my free guide on the best money moves you can make for your kids 💸🤍 Wealth for kids is not about one magical account, it’s about stacking the right structures early and letting time quietly do the work. College savings gets all the attention, but flexibility matters just as much. Earned income rules can be a superpower if you run a business, and money sitting in an account that is never invested is just vibes, not a strate