A Roth IRA is an individual retirement account that you fund with after-tax dollars. While you don't get a tax break now, your contributions and investment earnings grow tax-free.

How to Open a Roth IRA Learn how to open a Roth IRA, from checking eligibility to choosing investments or maximizing your retirement savings.

If you already have a traditional IRA, there's a good chance you can open a Roth IRA with the same institution. But if you still need to open an account, here's how to open a Roth IRA.

Nov 14, 2025 · There are several types of IRAs, including traditional IRAs and Roth IRAs for individuals, which offer different tax advantages.

While you can have both types of IRAs, deciding whether to contribute to a traditional IRA or a Roth IRA might come down to other differences between the accounts.

Dec 1, 2025 · Our deep, independent analysis of Roth IRAs cuts through the details to find and evaluate the information investors want most.

What is a backdoor Roth? A backdoor Roth is a strategy that allows high-income earners to contribute indirectly to a Roth IRA if their income level is too high to make a direct contribution.

There's a lot to like about Roth IRAs, including tax-free withdrawals in retirement. But the accounts do have some cons, such as no upfront tax break, and income limits for contributing.

Roth IRA contributions depend on your annual modified adjusted gross income and filing status. Review the limits below to see if you're eligible to contribute.

The return on your Roth IRA is determined by the investments you choose, not a set interest rate. Here's what to know about Roth IRA interest rates.