If you’ve ever borrowed someone’s car, you may wonder whether your auto insurance still applies. In general, car insurance follows the car, not the driver. Here’s what you need to know.

While there are exceptions, car insurance generally follows the car and not the driver. Allowing another licensed driver to borrow your vehicle is known as "permissive use," which means you …

Typically, even if the person driving your car has their own insurance, your insurance will be the primary payer for damages caused by operation of your vehicle if the driver is found legally at …

Most car insurance policies will cover drivers you've listed on the policy, or anyone whom you give permission to drive your car, says Nolo.com. This means your insurance will likely cover …

Dec 23, 2024 · In most instances, the car insurance you have on your vehicle will cover someone else driving your car. This is because car insurance typically follows the vehicle, which means …

Oct 31, 2022 · Your car insurance does cover other drivers who use your vehicle, even if you’re not in the car with them. This includes family members, friends, and anyone else who uses …

Sep 30, 2022 · Just as other drivers can be named on your policy, in most states, they can be specifically excluded. Your insurance won’t cover excluded drivers, you, your car, or any other …

Apr 11, 2024 · In most cases, auto insurance follows the car rather than the driver. It's the policy that's responsible for accident-related damages. Many insurers can help protect your car …

Apr 3, 2025 · Car insurance generally follows the car, not the driver. This means your policy will cover your car no matter who drives it — as long as they’re licensed and you gave them …

Sep 9, 2025 · Your policy’s liability coverage will pay for injuries or property damage the driver causes to others, and collision covers repairs to your car. Comprehensive insurance coverage …