Getting a new Bilt or Apple Card soon? How to maximize your credit score during a transition

If you are thinking about your credit score during a transition, consider how affected accounts will show up on your credit ...

Credit Utilization: What It Is and How It Affects Your Score

When it comes to credit utilization, the closer you are to zero, the better it is for your credit score. Dvorkin notes that a common recommendation is to keep your utilization below 30% for a healthy ...