You’ve gone through the hiring process, sent out an offer letter, and all that remains is the background check. But what happens when the results raise a red flag? You may decide to rescind the offer, ...

Adverse action notices, a perennial compliance issue, should not be neglected and, indeed, warrant closer scrutiny. The CFPB has long been interested in adverse action issues. This began in 2015 when ...

If you get turned down for a loan or line of credit, an adverse action notice can explain why. Although you might not be able to fix the problem with your credit overnight, knowing what’s wrong will ...

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