Indexed Universal Life Insurance (IUL) is frequently positioned as a solution that offers both lifelong insurance coverage and the potential for market-linked cash value growth. This combination often ...

Indexed universal life insurance (IUL) is a type of permanent life insurance designed for people who want lifelong coverage, adjustable premium payments and the ability to choose how their policy’s ...

These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations ...

Many options are available when planning for retirement. Two popular options are life insurance retirement plans (LIRPs) and indexed universal life (IUL) insurance. Both offer a blend of life ...

College and other educational costs don't come cheap, making them a major financial hurdle for many families. Luckily, there are tools that can help you plan and save for these expenses. 529 plans and ...

These policies offer flexible premiums and death benefits and several investing options, but understand what you’re buying to avoid surprises Written By Written by Insurance Staff Writer, WSJ | Buy ...

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Universal life insurance is a permanent insurance you pay for throughout your life. It offers long-term coverage and can increase in value over time. Indexed universal life insurance falls under the ...

Indexed universal life insurance offers flexibility in premium payments and the ability to adjust the death benefit. IUL policies include a minimum guaranteed crediting rate, or interest rate, which ...