An “on-the-spot loan” or spot loan is a type of installment loan that doesn’t involve a rigorous financial check before approval. Instead, lenders may offer these short-term financing solutions based ...

Personal loan scams can devastate your bank account or compromise your identity. Scammers may try to lure you with guaranteed approval, pressure you to act immediately or make other seemingly ...

A lender can't guarantee loan approval without a proper evaluation. A guarantee for approval is a red flag. Take your time to read the fine print. Walk away if you find hidden or upfront costs or if ...