Over the past year, the Federal Reserve has actually added "excess reserves" to the banking system as the use of reverse repurchase agreements has declined. The economy remains relatively strong, and ...

Since November 26, 2025, the last date the Federal Reserve produced a balance sheet before it began to add securities to its ...

Fractional reserve banking is a cornerstone of modern financial systems, significantly shaping banking practices globally. The concept refers to the practice whereby banks hold only a fraction of ...

The Federal Reserve’s 12 Reserve Banks, operating around our nation, help ensure that a wide range of household, community, and business economic conditions and perspectives inform Fed policies, ...

Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...