A new year raises an old, perennial question about how retirees should optimize the use of their retirement savings.

As a general rule, you'll need to take a required minimum distribution by the end of each calendar year after you turn 73.

Retirement planning is full of twists and turns, yet few things cause as much confusion as required minimum distributions.

If you’re entering retirement, it’s essential to understand how required minimum distributions, or RMDs, work. Tax-deferred ...

Required minimum distributions (RMDs) on pre-tax retirement accounts start at age 73 for account holders born between 1951 ...

But keep in mind that you can't keep all that money in there forever. The IRS requires you to begin withdrawing money from ...

Many Vanguard clients in their 70s and above missed required minimum distributions from retirement accounts in 2024. Missing ...

One of the biggest benefits of saving in traditional retirement accounts like a 401(k) or IRA is the upfront tax break you receive. You won't owe any income taxes on contributions in the year you make ...

Required minimum distributions, or RMDs, are the amounts that must be withdrawn each year from specific retirement plan accounts upon reaching the required minimum distribution age. These mandatory ...

In general, anyone with a tax-deferred retirement account must take withdrawals called required minimum distributions (RMDs) beginning at age 73. RMDs are calculated by dividing the retirement account ...

Do Roth IRAs Have Required Minimum Distributions? No, Roth IRAs do not have required minimum distributions, at least while the account holder is still alive. But if you are the beneficiary of a Roth ...