Multiple economic factors influence interest rates. Three types of interest rates, including real, nominal, and effective affect consumers' borrowing and investment choices. The nominal interest rate ...

Some members of the Bank of Japan’s board signaled that the country’s real interest rate remains very low during a meeting ...

Isn’t a “higher for longer” interest rate environment bearish for gold? The short answer is no, because real interest rates are falling with price inflation on the upswing. With price inflation ...

Learn how interest rates affect savings, borrowing, and the economy, impacting personal and business finances. Discover their role in investments and economic trends.

We have argued that nominal rates and differentials are the key driver of the dollar. Some have suggested real rates are the real driver. We test the hypothesis and offer some initial results. Real ...

After a prolonged decline, U.S. inflation-adjusted interest rates have increased somewhat since the pandemic—possibly implying a higher new normal. As central banks attempt to tame the post-pandemic ...

The natural rate of interest, also known as r-star, is a key variable for analyzing fiscal and monetary policy. A novel method of measuring this rate for the euro area uses a yield curve model ...

Learn what the stated annual interest rate is and how to calculate it without compounding, plus how it compares to the effective annual rate.

HELOC rates declined considerably in 2025. Here's what's considered to be a good one now, at the start of 2026.

ORLANDO, Florida, May 15 (Reuters) - Few would find fault with the steady, gradual decline in U.S. inflation, but it has recently come with an unwelcome side effect: rising 'real' borrowing costs.

WASHINGTON, DC: The Federal Reserve logo is seen on the William McChesney Martin Jr. Building on September 16, 2025 in Washington, DC. The Federal Open Market Committee (FOMC), the policy-making arm ...