Discover how actuarial value determines cost-sharing in health insurance, affecting premiums and out-of-pocket expenses ...

Learn how health insurance covers preexisting conditions under the Affordable Care Act, ensuring you get necessary coverage ...

Insurance is a crucial tool that can grant access to needed treatment to get well. Health insurance helps pay for mental health care needs including checkups, visits to specialists, emergency care and ...

Picking the right insurance plans for your budget and health needs is challenging. Weighing monthly premiums and co-pays against yearly deductibles and comparing the benefits different plans offer can ...

Key Takeaways Obamacare premiums have skyrocketed in 2026, prompting people to consider health insurance alternatives as the Jan. 15 end date for open enrollment approaches.Alternatives such as ...

A sizeable number of Americans getting health insurance through the Patient Protection and Affordable Care Act marketplaces don’t fully understand their coverage, Drew Altman, president and CEO of the ...

Many people set aside money for health expenses through FSAs (Flexible Spending Accounts) and HSAs (Health Savings Accounts). But confusion about how these accounts work is common — and it can cost ...

For instance, even without congressional intervention, subsidies will not go away entirely. They will be smaller, though, and ...

Alexandra Dixon threads her way among the people waiting to see a doctor at the Community Clinic, Inc. in Silver Spring, Maryland. She introduces herself with a bright smile and an outstretched hand: ...

Private health insurance premiums will be going up in 2026 – in some cases, by a lot. Congressional Democrats and Republicans ...