What Is Universal Life Insurance? Universal life insurance offers permanent coverage with a unique twist—flexibility. Unlike other policies that lock you into fixed premiums and set death benefits, ...

A life insurance death benefit is paid tax-free and there are tax-advantaged ways to access cash value ...

These policies let you invest your cash value directly in mutual fund-like accounts, but they also carry risks if the investments lose money Written By Written by Insurance Staff Writer, WSJ | Buy ...

Rebecca Rosenberg has 10+ years of experience as a writer and content strategist. She has written dozens of articles on retirement, financial planning, business, tech, and more. Rebecca has a master’s ...

Life insurance can provide financial protection for your family when you die. That's especially important if you have children at home, a mortgage or other major expenses your income is expected to ...

Life insurance can be an essential part of financial planning. The right policy can replace your income if you were to die suddenly or help you establish a financial legacy for your heirs. But does ...

Our top picks include State Farm, Ethos and Lantern.