Knowing how credit cards work can save you headaches and cash. In a nutshell, credit cards provide access to a revolving line of credit that allows you to make purchases that can be paid off later.

Carrying a balance on a credit card can be stressful when interest charges rack up month after month. Even if you’re paying more than the minimum, it’s easy to get stuck under a mountain of debt. One ...

Why do you need to know how credit cards work? Because once you get a grip on the life cycle of a credit card transaction, you’ll have a clearer idea of how to use credit cards responsibly and stay ...

Paying interest to a credit card company is money down the drain. And the bigger your debt, the worse the waste. Choosing the best 0% balance transfer credit card can save a tidy sum of cash – and get ...

Balance transfers are a useful tool for paying off credit card debt, as they allow you to move high-interest debt to a card with a 0 percent introductory APR. It is important to carefully consider ...

If you're transferring a $10,000 credit card balance to a 0% intro APR card, you're likely looking at a $300 to $500 balance transfer fee. That's based on the typical 3% to 5% fee most cards charge ...

See why the Citi Simplicity Card earned our top balance transfer award for 2026 and how much it can save you when paying off debt.

While carrying a balance on your credit card should never be your first choice, it's growing increasingly unavoidable for many Americans. The most recent New York Fed report on household debt and ...

You can stop bleeding interest on credit card debt with one of these cards, allowing you to transfer a balance and not pay ...