When a storm rips through your neighborhood, the first minutes of an adjuster’s visit can quietly decide how much of your loss your insurer will recognize. Before anyone talks about estimates or ...

To get adequate homeowners insurance coverage, know which questions to ask. Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence ...

Last year, there were a total of 27 weather and climate disasters in the United States with losses of more than $1 billion each, according to NOAA National Centers for Environmental Information (NCEI) ...

Tornadoes are a natural disaster that often cause significant destruction. Wind and hail are the leading causes of losses in home insurance claims, according to the Insurance Information Institute.

Insurance companies may check photos of your home before deciding whether to renew your policy. Many, or all, of the products featured on this page are from our advertising partners who compensate us ...

I'll never forget the water-filled light bulbs. Weeks after Hurricane Floyd flooded the North Carolina towns of Princeville and Tarboro in 1999, I made a reporting trip there to find out how residents ...