Guaranteed issue life insurance is coverage offered to anyone regardless of health or other risks. Rates are typically based ...

Guaranteed universal life insurance has fixed premiums over your lifetime. With guarantee periods between 90 and 121 years, the policy typically outlasts the policyholder, all but guaranteeing the ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

Guaranteed life insurance does not require a medical exam to qualify, making it an option for people in poor health. Guaranteed policies usually have smaller death benefits and higher premiums than ...

Life insurance can help provide a financial safety net for people who depend on you when you die. When you have a life insurance policy, you make regular payments over time directly to an insurance ...

Guaranteed life insurance is a form of permanent life insurance that is targeted at older individuals who may not qualify for other types of life insurance due to age or health. But this type of ...

When you apply for most types of life insurance, there is no guarantee you will be accepted – at least not at an affordable premium. That’s because the life insurance provider might determine that you ...

Life insurance has many purposes: It can bring peace of mind, support loved ones financially and play an important role in an estate plan. But it can be confusing to know which type of policy is right ...