A credit score is a number that rates a consumer’s creditworthiness. The higher the score, the better a borrower looks to ...
As you get familiar with your credit, you’ll quickly realize multiple types of scores exist. Although both FICO scores and credit scores exist, understanding which one lenders use can be helpful.
Your 30s and 40s are a busy time—you're probably juggling multiple priorities. Still, your credit score is important. Here's ...
Only one in four Americans has a credit score above 800, which is considered exceptional, according to industry data.
The average U.S. credit score is 715, according to FICO's Score Credit Insights, which examined data from April 2025. That's still in the "good" range, but it represents a two-point drop ...
The scoring model that your potential lender uses is what matters most, because that's what determines the score that the lender looks at. No two credit scores are the same, even if they belong to the ...
Changes in the way credit scores are determined are on their way. The change means that millions of people could end up paying more when they take out a loan. FICO scores are used to assess a consumer ...
What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the most popular type of score is FICO, followed ...
It’s the Bigfoot of the financial world; a perfect credit score. AKA, the highest score a person can get. This mythical and elusive number for the FICO Score is 850. And, for those unaware, FICO ...