Forbes contributors publish independent expert analyses and insights. I am the President of Diversified, a CFP and author. A well-crafted financial plan starts with clearly defined goals. Whether it’s ...

“If you fail to plan, you are planning to fail.” Benjamin Franklin If you have goals you want to achieve, planning is absolutely essential. Here’s why it’s so important, and exactly how to make an ...

Researchers analyzed the patterns of people's commitment to various kinds of goals. Four broad dimensions of goals emerged: Prominence, Inclusiveness, Negativity-prevention, and Tradition. People who ...