Paying off collections improves your finances, but what happens to the negative mark on your credit report?

No one wants a bill to be sent to collections, but life happens. The good news is that it isn't the end of the world. Here's what you need to know about collections and their impact on your ...

Accounts that are sent to collections typically stay on a consumer’s credit report for seven years from the date of first delinquency. More recent accounts are more harmful to your score than older ...

Here are the steps to freezing your credit online with the three credit bureaus: On your account homepage, navigate to ...

If deleting and reporting scam texts and phone calls has become part of your daily routine, there's another simple way to protect yourself from fraud -- and it may be more effective. Placing a fraud ...

Rajeev Dhir is a writer with 10+ years of experience as a journalist with a background in broadcast, print, and digital newsrooms. Betsy began her career in international finance and it has since ...

Your bank app may let you check your credit score for free. But how is that different from your credit report? They are both measures of your financial health, but your score is a three-digit number ...