Learn what a credit history is, how it affects your credit score and report, and tips for improving it. Unlock better loan rates by mastering your credit history.

Landlord credit checks are a valuable tool for property owners who need to vet potential tenants before they approve them for a rental. Information included in a landlord credit check includes payment ...

Consumer debt continues to rise in 2025, providing no relief for cash-strapped Americans. Total nonhousing household debt exceeded $3.75 trillion in the second quarter of 2025, according to recent ...

Making major financial purchases, like buying a house or a car, can typically only be done if your credit history is in good shape. Your credit history shapes your financial opportunities, and if it's ...

Sean Messier is a personal finance writer with a focus on credit. He’s written for Credit Card Insider, plus several other national and global brands. kyonntra / Getty Images About half of U.S.

Credit cards can be a convenient method of payment, but your card habits can impact your credit score. It’s crucial to stay vigilant about your credit card bill. Regularly reviewing your credit card ...

California prohibits the use of credit history to reject applicants with housing assistance without considering pay stubs and ...

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