Collateral assignment enables you to use your life insurance as collateral for a loan. This allows you to be approved for a loan if you don’t want to put your other assets at risk. Here is how ...

A life insurance policy may be used as collateral to secure a loan. If you die before the loan is repaid, the lender will be repaid from the policy’s death benefit proceeds before beneficiaries can ...

When you need cash for a major expense, it might be tempting to borrow from a payday lender or max out a credit card. But you have other options that won't harm your credit or put you in a cycle of ...

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Unsecured business loans exist, but offering collateral may help you get more favorable interest rates and terms. Many, or all, of the products featured on this page are from our advertising partners ...

Phil has been in corporate finance for 37 years. CEO of Global Financial Svc, Global Financial Training Program, Global Church Financing. If you're trying to obtain a loan for your business, you ...

Learn about the pros and cons of secured personal loans.

When you need cash for a major expense, it might be tempting to max out a credit card. But you have other options that aren't as likely to harm your credit or put you in a cycle of debt -- even if ...