The use of adjustable-rate mortgages is rising as borrowing costs remain high, but housing experts don't see the same risks that triggered the 2008 housing crisis.

More homebuyers are turning to adjustable-rate mortgage loans to keep their payments affordable. It's easy to understand why.

Adjustable-rate mortgages made headlines in 2008 for being a factor in the housing crisis. Since the pandemic, these loans have seen a comeback and financial experts are warning borrowers who will see ...

Freddie Mac’s average rate for a 30-year loan is 6.09% for the week ending January 22, nearly a percentage point lower than a year ago.

Mortgage interest rates declined for much of 2025, but could they fall below 5% in 2026? Here's what to know now.

ARMs often start at lower rates, but monthly payments can rise over time Adjustable-rate mortgages peaked at 35% of mortgage applications in 2005 Today's environment is vastly different for several ...

The current average mortgage rate on a 30-year fixed mortgage is 6.10%, according to the Mortgage Research Center. The ...

Mortgage rates today show 30-year fixed loans near 5.99%. See current rates, trends, and what it means for buyers and refinancers.

One of the main advantages of a 30-year mortgage is that the monthly payments are generally lower than other mortgage options. For example, with a $300,000 principal loan balance and 6.15% interest ...

USDA loans: With a USDA loan, you can modify your mortgage with an extended term of up to 40 years, reduce the interest rate ...