Planning for retirement can feel like staring into a financial fog, but the 4% Rule has long served as a helpful compass. First introduced in the 1990s, this rule offers a simple way to estimate how ...

Three decades ago, financial adviser Bill Bengen created a retirement principle called the 4% rule. It went viral. Now, the rule is getting an update. The 4% rule says you should plan to spend 4% of ...

The 4% Rule is arguably the most famous strategy for making sure your retirement income lasts long. Developed in the 1990s, it offers an evidence-based answer to most retirees’ question: “How much can ...

Three decades ago, financial adviser Bill Bengen created a retirement principle called the 4% rule. It went viral. Now, the rule is getting an update, which may be of particular interest in ...

For more than 30 years, the so-called 4 percent rule — a tidy formula to help retirees figure out how much they can withdraw from their portfolios each year without running out of money — has loomed ...

The purpose of the 4% rule is to help you avoid depleting your savings in retirement. The rule may not work for you for a number of reasons. The best thing to do is use the 4% rule as a starting point ...

Many financial experts swear by the 4% rule. That strategy may not lead to the retirement income you want. Dave Ramsey says you can withdraw more aggressively from your savings — but only if you do ...

New research published in the Journal of Retirement found that full or partial annuitization leads to better retirement income outcomes than the 4% rule. The research also found that those with ...

The 4% rule assumes a 30-year retirement horizon with a balanced stock-bond portfolio. Ramsey’s 8% rule requires a stock-heavy portfolio to generate sufficient returns. Both strategies demand ...

Saving for retirement is not an easy thing. It requires you to manage your paycheck carefully and, at times, say no to things you want so you can prioritize IRA or 401(k) contributions. But once you ...